Professional Indemnity Insurance

Protect Your Business with Professional Indemnity Insurance from DPI Insurance

Running a business that provides advice, consultancy or professional services comes with inherent risks. Even a small mistake, oversight or error could lead to a client making a claim for financial loss. At DPI Insurance, we help consultants and professionals protect what matters most with specialist Insurance designed to protect businesses from the financial and reputational consequences of claims arising from professional negligence, errors or omissions.

We work with underwriters who understand the unique requirements of the professions area, enabling us to recommend tailored policies designed specifically for the sector.

Our professional team of chartered insurance trained experts work closely with you to understand your risks and secure a policy that truly fits your business. Whether you’re a consultant, IT specialist, accountant, engineer or marketing professional, we’ll find comprehensive, competitive cover from a panel of A-rated insurers, specialist underwriting agencies and the Lloyd’s market to suit your needs.

Experienced professionals know that issues rarely arise when purchasing insurance, but when making a claim. DPI differentiates itself by conducting detailed fact-finds, delivering professional advice and arranging comprehensive policy wordings to suit all consultants and professionals needs. Our depth of knowledge ensures you are fully protected, not only at the point of purchase but, critically, when a claim occurs.

Why Your Business Needs Professional Indemnity Insurance

Even experienced professionals can face claims for financial loss due to advice, consultancy, design work or project management. A single dispute with a client could lead to costly legal fees, damages or settlement payments. Professional Indemnity Insurance transfers that risk to an insurer, giving you peace of mind and financial protection.

With DPI Insurance, you’ll benefit from:

• Tailored cover designed around your services and risk profile
• Exclusive access to competitive professional indemnity insurance rates
• Expert guidance from brokers who understand your sector
• Dedicated claims support when you need it most

Professional Indemnity Insurance isn’t just a safety net — it’s an essential safeguard for maintaining trust and credibility with your clients.

What Does Professional Indemnity Insurance Cover?

Every business providing professional services is different. That’s why our brokers take the time to understand your operations, services and client contracts. We then recommend the right mix of covers to protect your business.

A comprehensive PI Insurance policy may include:

• Professional Negligence Cover – Protects your business if a client claims financial loss as a result of your advice, services, design or work.
• Legal Costs & Expenses – Covers legal fees, defence costs and settlement payments arising from claims.
• Breach of Confidentiality – Provides protection if sensitive client information is accidentally disclosed.
• Defamation & Libel – Covers claims arising from alleged defamatory statements made during the course of your professional services.
• Loss of Documents or Data – Protects against claims resulting from accidental loss, damage or misplacement of client documents and data.

Depending on your business, we can also arrange specialist extensions such as:

• Retroactive Cover – Protects work carried out prior to the policy start date, subject to insurer agreement.
• Cyber Liability – Provides additional cover for risks arising from cyber-related incidents.
• Intellectual Property (IP) Infringement – Covers unintentional breaches of IP rights—useful for marketing, media, tech, and design-based professions

How to Get a Professional Indemnity Insurance Quote

Getting a quote with DPI is quick and straightforward.

1. Click “Start Your Quote.”
   Fill in your contact details using our online form.
2. We’ll get in touch.
   A dedicated advisor will carry out a fact-find to understand your business, assess your risks and identify what you want to protect.
3. We search the market.
   Your details are submitted to our extensive panel of A-rated insurers, specialist underwriters and the Lloyd’s market where appropriate.
4. Receive your tailored quote.
   We’ll present your options clearly, explain the terms and ensure you have complete confidence in your cover.

Our goal is to make arranging Professional Indemnity Insurance simple, transparent and stress-free.

What Happens if You Need to Make a Claim?

If the unexpected happens, our dedicated claims department is here to help you every step of the way. We know that a swift, fair settlement is vital to keeping your business on track.

When you contact us:

• We’ll listen carefully to understand your loss.
• We’ll liaise directly with your insurer to progress the claim efficiently.
• You’ll be kept updated throughout the process until resolution.

Call 0161 763 5277 (Option 3) or email claims@dpi-insurance.co.uk to start your claim.

How Much Does Professional Indemnity Insurance Cost?

The cost of your policy will depend on several factors, including:

• The type of services your business provides and the associated risks
• Your turnover, fee income and project values
• The size of your workforce and level of staff expertise
• Claims history and any risk management measures in place
• Policy limits and required extensions

At DPI Insurance, we use our strong relationships with major insurers to negotiate competitive premiums and preferential cover terms on your behalf. You’ll receive a policy that balances comprehensive protection with great value.